It happens all the time – people reach out to ask how much of a home they can afford. We’re glad they do! We love to lend the right amount of money to people who are borrowing.
Some loan programs allow buyers to qualify for high payments, even with low salaries. This gets people into trouble. One major car repair, a job loss, or even a minor setback later, and all of a sudden a mortgage that once seemed so affordable now looms like a dark cloud. We don’t want that.
We have the ability to stretch your buying power, but we also educate you on your overall financial picture to ensure that you are comfortable and confident in agreeing to a monthly payment. Affordability is subjective – it’s all in how you want to live. Chances are, whatever your goal is, we can find a mortgage that fits.